Make Informed Decisions!

Your All-in-One App for Homebuying Success

The ultimate app for first-time homebuyers is designed to simplify and empower your journey through homebuying and homeownership. From managing your finances to preparing for the big purchase, it puts you in control every step of the way.

Looking for a Home?

Expedite Your Path to Homeownership

  • Build & Monitor Your Credit: Receive your credit score & credit report. See your credit history & credit factors. Use interactive tools to build your credit.
  • Mortgage Readiness Planning: Track your progress toward mortgage eligibility and receive an action plan to help you qualify for a mortgage.
  • Save Down Payment & Reduce Debt: Create trackable goals and budgets to save for your down payment, pay down student loans & credit cards, or whatever matters most to you.
  • Property Search & Home Affordability: Search for homes for sale in your desired neighborhood, see the monthly mortgage payment & a budget to buy the home.

Hit a Roadblock?

Turn a "not yet" into a resounding "yes" on your mortgage application.

  • Credit Enhancement: Understand how your credit impacts your approval odds and get personalized tips to improve your score.
  • Debt-to-Income (DTI) Mastery: Learn strategies to optimize your DTI ratio and increase your chances of approval.
  • Down Payment Optimization: Discover how boosting your down payment can unlock better mortgage terms and expedite your approval.
  • Personalized Recovery Plan: Get a step-by-step guide to address the specific factors that may have led to a turndown.

Planning for a Future Purchase?

Is homeownership on your horizon, but you're not quite ready yet?

  • Goal Setting and Tracking: Set realistic targets for your future home purchase and track your progress over time.
  • Savings Simulator: See how different saving strategies can impact your down payment and overall homebuying power.
  • Credit Building Roadmap: Get a personalized plan to build or improve your credit score over the long term.
  • Market Trend Analysis: Stay informed about housing market trends to make informed decisions about when to buy.
  • Financial Health Checkups: Regular assessments of your financial situation to keep you on track for homeownership.

Recently Purchased A Home

Make smart financial decisions and maximize the value of your new home investment.

  • Equity and Net Worth Tracking: Watch your home equity and overall net worth grow over time.
  • Property Value Insights: Stay informed about your property's value in the current market.
  • Refinance Analysis: Use our tools to determine if and when refinancing makes sense for your financial situation.

Your Journey Starts Here!

Monitor and Build Your Credit

Stay on top of your credit score, credit report, and credit factors with tools that help you improve fast. Get instant alerts when your score changes, and don’t worry—soft checks only, so your score is safe!

Assess Your Progress Toward Homeownership

Track your progress toward becoming mortgage-ready in real time. Stuck on something? You’ll get clear, actionable steps to overcome any hurdles.

Manage Your Financial Accounts​

Link all your accounts—banking, credit cards, loans, retirement, and more. See every transaction and spending history in one place to manage your money like a pro.

Track Goals and Budget Your Spending

Create and track goals to save for your down payment, pay off debt, and manage closing costs. We’ll even help you project cash flow so you stay on target.

Start Your Home Search

Search for properties that fit your budget and neighborhood preferences without the ads or annoying spam. Already a homeowner? Track your home’s value and equity with ease.

Your Information is 100% Secure!

  • No cost to create your account. No monthly annual fees to use your account.
  • Your information will not be sold to any third parties without your permission.
  • Equipped with modern bank-level security and is SOC II Type 2 compliant, so you can be confident that your data is always secure.

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Ideal Lending LLC, NMLS 2471779 is an Equal Housing Lender. Ideal Lending LLC is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.