From Dreaming to Owning:

Your Path to Homeownership Starts Here!

Buying your first home feels big—we make it simple with clear guidance and tools to help you navigate costs, financing, and the homebuying process with confidence.

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Join Our Rewards Program: 

Save More, Stress Less!

Earn rewards by completing activities in the app and redeem them to save up to 1% of your future home purchase! Potentially saving you hundreds—if not thousands—when purchasing your new home!

Gain Expert Knowledge

Home Buying Secrets: The Webinar

Register For Our Free Webinar and Learn the Secrets to Buying Your First Home!​

This Class Is For You, Especially If...

  • You're Worried About Not Having Enough Savings
  • You're Not Sure If Your Credit Is Good Enough To Qualify
  • The Homebuying Process Feels Confusing

Home Buying Tools

Everything You Need to Simplify Your Path to Homeownership!

With tools designed to help you track your progress, save for your down payment, and boost your buying power, achieving your homeownership goals has never been easier.

From budgeting resources to expert advice, we provide everything you need to navigate the journey with confidence.

Exclusive Rewards Program

Earn up to $8,000 toward your closing costs by completing simple tasks like tracking your savings, monitoring your credit, and learning about homeownership in the app.

All-in-One App to Monitor Your Credit and Finances

Monitor your credit, track your finances, and access powerful tools.

Down Payment Assistance Directory

Get matched with programs that can cover your down payment and closing costs, making homeownership more affordable.

Calculate Your Affordability

Get instant answers, explore different scenarios, and make confident decisions about your next move!

Your Local Mortgage Experts

A+ BBB Rating

5.0

AVERAGE CUSTOMER RATING

Google Reviews

17+

YEARS OF PROUDLY SERVING OUR COMMUNITY

Wilson Enriquez

Your Home Loan Coach | NMLS 244666

Wilson Enriquez

For over 19 years, I’ve had the privilege of helping more than 1,000 clients achieve their homeownership goals. From first-time buyers to investors, families to single parents, I’ve worked with people from all walks of life, tackling everything from credit challenges to unique income situations. My focus has always been on straightforward advice, transparency, and building strong relationships in the community.

Ready to Buy? Discover Your Budget Instantly! 

This quick and easy tool shows how much home you can qualify for in minutes. Discover your path to homeownership today!

CUSTOMER TESTIMONIALS

Hear from Our First-Time Homebuyers!

Proudly Rated 5 Stars on Google by Hundreds of Happy Homeowners!

"The people at Ideal Lending, are AWESOME!"

Thanks, to Ideal Lending my family and I are happy homeowners! Hats off to Ideal Lending!

- Maria D.

"So thankful and happy to have worked with Ideal Lending"

They made everything smooth and perfect for us. We highly recommend the Ideal Lending team and had a pleasure working with them all from day 1!

- Sharifa G.

"The Ideal Lending team is the best!"

As a first time home buyer, I felt lost starting this process but when I linked with Ideal Lending they took me under their wing and did their thing, making it stress free for me. 

- Briana T.

AFFORD THE DREAM BLOG

News, Tips, & Guides

Boost Your Credit Score by 100+ Points Before You Buy a House

Understand the Differences in Down Payment Assistance Programs

Should You Use An Online Mortgage Calculator?

How to Choose the Best Mortgage Lender in West Palm Beach

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Ideal Lending LLC, NMLS 2471779 is an Equal Housing Lender. Ideal Lending LLC is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.