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Monday, April 07, 2025

Afford the Dream Blog/Mortgage Financing /Up to $100K Available for First-Time Buyers in Palm Beach County

First-Time Homebuyer in Palm Beach County? You May Qualify for Up to $100,000 in Assistance!

Dreaming of owning your first home in Palm Beach County? Now may be the perfect time to turn that dream into reality.

Palm Beach County has just announced new funding for its SHIP Purchase Assistance Program, offering up to $100,000 to help first-time buyers with down payment, closing costs, and more. But act fast—this opportunity is limited to the first 100 qualified applicants starting May 5th. Here's everything you need to know to jump on this limited-time offer.

What Is the SHIP Purchase Assistance Program?

The State Housing Initiatives Partnership (SHIP) Program is designed to make homeownership more affordable for low-to-moderate income first-time buyers. Palm Beach County's funding covers:

  • Down payment assistance
  • Help with closing costs
  • Potential gap financing

This can dramatically reduce your upfront costs and make homeownership attainable sooner than you think.

Who’s Eligible?

To qualify for this game-changing program:

  • You must be a first-time homebuyer
  • You need a first mortgage pre-approval letter before applying
  • The property must be your primary residence
  • Funds are distributed first come, first served

The application portal opens May 5—so preparation is key. If you're not ready, you may miss out.

Not in Palm Beach County?

No worries! There are hundreds of homebuyer programs nationwide that may offer similar assistance based on your location and income. Reach out and we’ll connect you with a local specialist who can uncover available grants and incentives tailored to your area.

How to Get Started

Want to know if you qualify? Need help getting pre-approved? Don’t wait—this program will fill up quickly, and you don’t want to be left behind.

Don't Let This Opportunity Pass!

Don’t wait—contact us today and take the first step toward affording the dream of homeownership.

Opportunities like this don’t come around often. Whether you’ve been casually browsing or seriously searching, this could be the financial boost that gets you into a home now instead of later.

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Ideal Lending LLC, NMLS 2471779 is an Equal Housing Lender. Ideal Lending LLC is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.